Providing Accident Death & Disability Insurance for Employees

Vegan & Animal Professionals Insurance Agency (VAPI) offers employers the ability to provide Accidental Death and Dismemberment (AD&D) coverage to employees. This policy covers the loss of life as well as a breadth of accidents.

Why would you provide AD&D as an option in a group benefits plan to your employees? Unlike workers’ compensation, which is designed to cover only work-related accidents, AD&D insurance applies wherever covered accidents happen, such as at home or on the road. Along with life, disability and critical illness benefits, AD&D insurance can help round out a comprehensive benefits package.